Privacy Policy

At https://mcallen-tx-business-financing.texasbizloans.com (referred to as “we” or “us”), protecting your privacy and data security is our top priority. This detailed Privacy Policy explains our practices regarding the collection, use, and protection of personal information in compliance with global privacy laws, including but not limited to:

Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
Quebec Law 25
The General Data Protection Regulation (GDPR) of the European Union
Brazil’s Lei Geral de Proteção de Dados (LGPD)
California Consumer Privacy Act (CCPA) and its subsequent amendments (CPRA)
Colorado’s Consumer Protection Act
Utah’s Consumer Sales and Service Protection Act
Connecticut’s Consumer Data Protection Act
Virginia’s Consumer Data Privacy Act
South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy applies across our website, applications, services, and products at https://mcallen-tx-business-financing.texasbizloans.com. Please note that it doesn’t cover third-party platforms or services accessed through links on our site, which have their own privacy policies.

Data Collection

We collect multiple types of personal data:

Account and Payment Details: Information required to set up and manage your account, process payments, and maintain financial records.
Financial Data: Details about your business’s finances, including income, expenses, and loan applications.
Purchase History: Records of transactions and purchases made through our services.
Device Identifiers: Unique identifiers from your mobile devices when you use our apps or visit our websites.
Location Data: Your geographical location when using our location-based services.
Feedback and Reviews: Comments, suggestions, and ratings provided by users.
Social Media Information: Data shared publicly on social media platforms when interacting with our accounts.
Product Interest: Details about products viewed or purchased on our sites.

We gather this data through direct user input, interactions with our services, and automated technologies like cookies. Third parties may also share personal data with us, adhering to their respective privacy policies.

Cookies and Data Collection Technologies

We use cookies and similar technologies for enhanced user experiences and analytics. These include:

Strictly Necessary: Essential for navigating our sites and providing services.
Preferences: Remembering user preferences for personalized experiences.
Analytics: Tracking site usage to improve our services and content.

Users can manage non-essential cookies through our Cookie Manager.

Data Retention and Deletion

We retain personal data as required by law and for the specific purposes it was collected. Once these purposes are fulfilled, we securely delete or anonymize the data.

Security Measures

Implementing robust security measures is crucial to protect your personal data. We use encryption for secure communication and engage reputable third-party processors who adhere to strict security standards.

Children’s Privacy

We do not intentionally collect or store personal data from children under 18 years old.

Your Rights

Depending on your jurisdiction, you may have rights regarding:

Accessing and correcting your personal data.
Requesting the deletion or restriction of processing your data.
Portability of your data.
Objecting to certain uses of your data.
Withdrawing consent for specific data processing activities.

To exercise these rights, please contact our dedicated privacy team.

Policy Updates

We reserve the right to update this Privacy Policy at any time. Any changes will be clearly displayed on our website.

Contact Us

For any questions about this policy, data requests, or concerns, reach out to our privacy team: [Provide contact details].